Payments insights, guides + news from the Stitch team

Learn more about the ever-evolving payments ecosystem, and get the latest news from the Stitch team.

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Stitch Express
Stitch has partnered with FlySafair to enable Apple Pay and Google Pay on their app, powering a faster, more secure booking experience for South African travellers.
March 16, 2026
March 16, 2026
Stories

How FlySafair and Stitch are elevating the booking experience with Apple Pay + Google Pay

Stitch provides payments infrastructure for platforms including Takealot. As AI agents begin transacting on behalf of consumers, reliable and programmable payment infrastructure becomes a core requirement — not a utility. Stitch's API-first approach is designed to support the kind of programmatic payment flows that agentic commerce depends on.
March 16, 2026
March 9, 2026
Company

The week the bots took over LinkedIn: Jade, Gort, Arc and the future of agentic commerce

Explore the payment architecture required for agentic commerce. Learn how programmable authorisation, delegated transactions, variable payments and real-time governance prepare enterprise systems for AI-driven commerce.
March 16, 2026
March 5, 2026
Industry

Agentic commerce: designing systems for delegated transactions

Agentic commerce explained for developers and CTOs. Learn how AI agents are changing e-commerce architecture, APIs, payments and product design, and what technical capabilities enterprises need to prepare.
February 26, 2026
February 26, 2026
Industry

Agentic commerce: architectural implications for product and engineering teams

Discover the top e-commerce trends for 2026 in South Africa, including mobile-first checkout, omnichannel integration and conversion optimisation. Practical insights and expert perspectives for growing online businesses.
March 5, 2026
February 26, 2026
Express

E-commerce trends in 2026: Practical steps for South African merchants

Explore the regulatory implications of agentic commerce in South Africa. Learn how SARB oversight, NPS compliance, FICA, POPIA and operational resilience shape delegated AI-driven payments.
February 26, 2026
February 20, 2026
Industry

How will agentic commerce be regulated in South Africa?

In this case study, learn how Stitch detected and blocked a cross-industry vishing fraud typology, preventing over R360,000 in losses through proactive, embedded fraud controls.
February 19, 2026
February 16, 2026
Stories

Case study: how Stitch detected a complex fraud scam impacting customers across industries

Agentic commerce explained for enterprise leaders: how AI agents are transforming e-commerce, what differentiates it from traditional online commerce, and why it represents a major opportunity for growth, efficiency and new payment models.
February 19, 2026
February 12, 2026
Industry

What is agentic commerce?

Learn how Stitch fights and prevents fraud across industries through secure infrastructure, PCI P2PE encryption, dynamic 3DS, ISO 27001 certification and embedded fraud controls designed to protect revenue without hurting conversion.
February 19, 2026
February 4, 2026
Company

How Stitch works to fight and prevent fraud for enterprise businesses

Stitch has partnered with FlySafair to enable Apple Pay and Google Pay on their app, powering a faster, more secure booking experience for South African travellers.
March 16, 2026
March 16, 2026
Stories

How FlySafair and Stitch are elevating the booking experience with Apple Pay + Google Pay

In this case study, learn how Stitch detected and blocked a cross-industry vishing fraud typology, preventing over R360,000 in losses through proactive, embedded fraud controls.
February 19, 2026
February 16, 2026
Stories

Case study: how Stitch detected a complex fraud scam impacting customers across industries

EasyEquities partners with Stitch to enable instant, frictionless investing in South Africa, powering real-time deposits, 24/7 withdrawals, and a seamless funding experience.
January 16, 2026
January 14, 2026
Stories

Case study: how EasyEquities unlocked instant, frictionless investing with Stitch

TFG’s Bash is one of the first players in South Africa’s retail space that has developed a truly omnichannel offering. Payments is a core pillar of that growth, and Stitch is the engine helping to make it seamless across channels.
October 7, 2025
October 6, 2025
Stories

Case Study: Bash unifies online + in-store payments with Stitch

Stitch has partnered with Standard Bank’s Shyft to bring their customers a faster, more convenient way to buy, sell, send, invest and store forex.
April 14, 2025
April 14, 2025
Stories

How Shyft empowers global citizens with Stitch

Stitch has partnered with South African HR tech firm Jem to help their team enable responsible earned wage access for salaried frontline workers across South Africa, 24/7.
October 18, 2024
January 25, 2024
Stories

Enabling 24/7 earned wage access for South African employees with Jem

Tripco integrated Stitch Payouts to automate payments to their property owners and reduce admin burden. Now they can payout a full day sooner and divert resources to other value-adding services.
April 8, 2025
October 31, 2023
Stories

How Tripco reduced time-to-payment by a full day with Stitch automated payouts

Learn how Stitch InstantPay has enabled risk management service, Nutun, to improve its debt collections process through a seamless omni-channel with a host of digital payment options.
October 18, 2024
February 6, 2023
Stories

Nutun integrates Stitch to enable better, faster, more convenient collections

Travel website Busbud partners with Stitch for instant EFT payments and sees increase in reach and conversion.
October 18, 2024
January 12, 2023
Stories

Busbud partners with Stitch to expand reach in South African market

Stitch provides payments infrastructure for platforms including Takealot. As AI agents begin transacting on behalf of consumers, reliable and programmable payment infrastructure becomes a core requirement — not a utility. Stitch's API-first approach is designed to support the kind of programmatic payment flows that agentic commerce depends on.
March 16, 2026
March 9, 2026
Company

The week the bots took over LinkedIn: Jade, Gort, Arc and the future of agentic commerce

Learn how Stitch fights and prevents fraud across industries through secure infrastructure, PCI P2PE encryption, dynamic 3DS, ISO 27001 certification and embedded fraud controls designed to protect revenue without hurting conversion.
February 19, 2026
February 4, 2026
Company

How Stitch works to fight and prevent fraud for enterprise businesses

Explore how Stitch Express elevated e-commerce performance in 2025, from the evolution of WigWag to Stitch Express and the Spring Summer 2025 launch, to hosting Elevate25, South Africa’s first dedicated summit for high-growth e-commerce operators.
December 22, 2025
December 18, 2025
Company

Stitch Express in 2025: elevating e-commerce performance across South Africa

Stitch reflects on progress in 2025, from expanding in-person payments and card acquiring to strengthening e-commerce solutions and releasing new consumer payments insights. Explore the key developments that enhance performance, reliability and scale for enterprise payments.
December 12, 2025
December 11, 2025
Company

Looking back on 2025 at Stitch

Stitch adds Capitec Pay’s VRP solution to its payment methods. Learn how Variable Recurring Payments improve flexibility and reliability for South African businesses.
December 22, 2025
December 4, 2025
Company

Stitch adds Capitec Pay’s VRP solution to its payment methods

For our first multichannel ad campaign, we wanted to focus on our clients. Here's why and what that looks like.
July 15, 2025
July 14, 2025
Company

Switch to Stitch: introducing our first multichannel brand campaign

Efficacy Payments has been acquired by the Stitch Group, enabling it to become one of the first fintech backed groups to offer direct card clearing services in South Africa
December 22, 2025
July 9, 2025
Company

Efficacy Payments has been acquired by Stitch Group, enabling the Group to offer card acquiring services

Stitch announces a $55 million Series B funding round to scale its payment infrastructure. Learn how the investment supports growth, product expansion, and regional innovation.
December 22, 2025
April 15, 2025
Company

Stitch announces $55 million series B funding round

Stitch co-founders Kiaan Pillay, Junaid Dadan and Priyen Pillay reflect on four years out of stealth at South Africa’s fastest-growing payments business.
February 27, 2025
February 27, 2025
Company

Four years of growth at Stitch

Agentic commerce explained for developers and CTOs. Learn how AI agents are changing e-commerce architecture, APIs, payments and product design, and what technical capabilities enterprises need to prepare.
February 26, 2026
February 26, 2026
Industry

Agentic commerce: architectural implications for product and engineering teams

Agentic commerce explained for developers and CTOs. Learn how AI agents are changing e-commerce architecture, APIs, payments and product design, and what technical capabilities enterprises need to prepare.
February 26, 2026
February 26, 2026
Industry

Agentic commerce: architectural implications for product and engineering teams

Explore the regulatory implications of agentic commerce in South Africa. Learn how SARB oversight, NPS compliance, FICA, POPIA and operational resilience shape delegated AI-driven payments.
February 26, 2026
February 20, 2026
Industry

How will agentic commerce be regulated in South Africa?

Agentic commerce explained for enterprise leaders: how AI agents are transforming e-commerce, what differentiates it from traditional online commerce, and why it represents a major opportunity for growth, efficiency and new payment models.
February 19, 2026
February 12, 2026
Industry

What is agentic commerce?

Explore the key commerce insights and trends enterprise leaders should take into 2026, from payments resilience and checkout performance to logistics, omnichannel commerce, AI and evolving consumer payment behaviour in South Africa.
January 30, 2026
January 29, 2026
Industry

Commerce insights and trends to take into 2026

Learn what PCI P2PE is, how solution validation works and why working with PCI-listed fintechs like Stitch helps merchants reduce PCI DSS scope, lower card-data risk and scale payments securely.
January 22, 2026
January 21, 2026
Industry

Why PCI P2PE certification matters for merchants

Collect dynamic payments with VRP. Learn how Variable Recurring Payments enable flexible, real-time collections for usage-based billing while giving customers control and transparency.
January 5, 2026
January 5, 2026
Industry

Collect dynamic payments with VRP

Learn what gateway and PSP tokens are, how card tokenisation works, and the trade-offs of gateway tokens—plus how scalable, PSP-agnostic token vaults improve control and security.
December 29, 2025
December 29, 2025
Industry

What are gateway/PSP tokens?

Simplify card payment pre-authorisation with flexible, hassle-free flows. Learn how pre-auth works, common challenges, and how merchants can improve customer experience and cash flow.
December 22, 2025
December 23, 2025
Industry

How does card pre-authorisation work?

Stitch Shield delivers smart fraud detection for modern payments. Learn how real-time monitoring and adaptive controls help businesses prevent fraud without harming conversion.
December 22, 2025
June 18, 2025
Product

Stitch Shield: Smart fraud detection for enterprise payments

Dynamic 3DS protects card payments from fraud without hurting conversion. Learn how adaptive authentication reduces risk while keeping checkout fast and seamless.
December 22, 2025
May 14, 2025
Product

Dynamic 3DS: fraud protection that won’t cost you conversions

Tracking transactions from across methods and providers, across banks, and via multiple routes and rails makes reconciliation challenging. At Stitch, we work to consolidate all payment information to streamline reconciliation for clients. Here’s what that looks like.
April 8, 2025
April 3, 2025
Product

How Stitch streamlines omnichannel reconciliation

Methods like debit order and DebiCheck offer convenient ways to collect recurring debits from customers. But what happens when these methods become targets of fraud?
April 2, 2025
March 25, 2025
Product

How Stitch prevents fraud for DebiCheck and Debit Order

Explore Stitch Card integration options for reliable card payments. Learn how different integration approaches support scalability, performance, and seamless payment experiences.
December 22, 2025
March 7, 2025
Product

Guide: Integration options on Stitch card

Stitch partners with Standard Bank’s Shyft to enable instant wallet top-ups. Discover how real-time bank payments improve speed, convenience, and user experience.
December 22, 2025
March 3, 2025
Product

Stitch partners with Standard Bank’s Shyft to enable instant wallet top-ups

TT3 mandates help South African businesses optimise debit order collections. Learn how TT3 mandates work, when to use them, and how they improve payment success rates.
December 22, 2025
February 6, 2025
Product

Optimise collections with TT3 mandates

Stitch now offers Samsung Wallet alongside Apple Pay and Google Pay, enabling our clients to accept payments from customers in one click online using their Samsung smartphone wallet.
October 18, 2024
August 19, 2024
Product

Samsung Wallet now available with Stitch

Discover what Apple Pay is, how it works and how you can offer it to your customers in South Africa with Stitch.
October 18, 2024
July 18, 2024
Product

Apple Pay now available with Stitch

An internal hackathon led the Stitch engineering team to create a replica of our local environment using Github Codespaces, providing us with a more on-demand resource for testing before deploying code.
February 10, 2025
December 4, 2023
Developers

Implementing Codespaces for more thorough testing at Stitch

A technical overview of Stitch API-powered payouts, enabling seamless withdrawals and refunds at Stitch.
October 18, 2024
July 6, 2023
Developers

Technical deep dive: Payouts at Stitch

Learn more about the various changes we've made to our developer docs in order to make it even easier and more intuitive for you to integrate the Stitch API.
October 18, 2024
December 6, 2022
Developers

Inside the new and improved Stitch developer docs

Senior Full Stack Developer Jethro Muller describes the importance of code quality and how Stitch has improved the review process using automated checks with GitHub.
October 18, 2024
August 24, 2022
Developers

How Stitch automates code quality checks using GitHub Actions

Stitch support specialist Tobi Fasipe and Head of Customer Solutions Priyen Pillay tell us why Stitch recommends developers subscribe to webhooks to stay up to date on API requests
October 18, 2024
June 28, 2022
Developers

What are webhooks and how do they work?

The Stitch tech stack: learn about the foundational tech tools we leverage at Stitch to build the most robust, responsive and scalable API platform for our clients
October 18, 2024
May 12, 2022
Developers

Introducing the Stitch Tech Stack

With this article, we aim to provide useful code examples as well as to demystify GraphQL, and to give you the tools you need to succeed with your Stitch GraphQL integration
October 18, 2024
March 9, 2022
Developers

How to integrate with Stitch using GraphQL

Businesses interested in getting started with Stitch can now do so through our new self-serve sign-up - and access test credentials instantly
October 18, 2024
February 9, 2022
Developers

Get up and running faster, with Stitch self-serve

Explore the state of consumer payments in South Africa. This report highlights key trends, payment preferences, and insights shaping how consumers pay today.
March 17, 2026
July 2, 2025
Reports

How South Africans pay in 2025 — key statistics from the Stitch 2025 consumer patyments report

Why do many South Africans still prefer cash for a large portion of their transactions? How do they use it and what would lead them to switch to digital payments? Read our full consumer report for more.
October 18, 2024
April 17, 2024
Reports

Report: Consumer preferences South Africa - Cash

Explore how South African consumers are thinking about the digital payments and online purchase experience across the e-commerce, travel, insurance and gaming industries.
October 18, 2024
April 11, 2024
Reports

Consumer perspectives in South Africa: industry deep dives

Understand how South Africans think about the online gaming and sports betting industry with survey data from 350+ South Africans.
October 18, 2024
April 2, 2024
Reports

Report: Consumer preferences South Africa - Online gaming

We surveyed over 300 South Africans to better understand their attitudes and perceptions around the insurance industry, their reasons for choosing one provider over another and how they think about premium payments and claims payouts.
October 18, 2024
March 14, 2024
Reports

Report: Consumer perspectives in South Africa – Insurance

What makes South Africans choose one travel booking platform over another? How do they prefer to pay? Explore our travel consumer report for more.
October 18, 2024
February 27, 2024
Reports

Report: Consumer perspectives South Africa – Travel

Unlock insights into South African e-commerce trends and learn more about consumer habits, preferences and perspectives shaping the scaling industry.
October 18, 2024
February 12, 2024
Reports

Report: Consumer perspectives in South Africa – E-commerce

Understand the state of the payments landscape in South Africa, including key terms, with a downloadable guide.
April 8, 2025
January 18, 2024
Reports

Guide: Payments in South Africa - a look at the landscape

Learn 4 ways wallet-based businesses and platforms can increase transaction amounts and improve conversion with a seamless payments experience.
October 18, 2024
June 12, 2023
Reports

4 ways digital wallet businesses can increase retention

Explore the state of consumer payments in South Africa. This report highlights key trends, payment preferences, and insights shaping how consumers pay today.
March 17, 2026
July 2, 2025
Reports

How South Africans pay in 2025 — key statistics from the Stitch 2025 consumer patyments report

Why do many South Africans still prefer cash for a large portion of their transactions? How do they use it and what would lead them to switch to digital payments? Read our full consumer report for more.
October 18, 2024
April 17, 2024
Reports

Report: Consumer preferences South Africa - Cash

Explore how South African consumers are thinking about the digital payments and online purchase experience across the e-commerce, travel, insurance and gaming industries.
October 18, 2024
April 11, 2024
Reports

Consumer perspectives in South Africa: industry deep dives

Understand how South Africans think about the online gaming and sports betting industry with survey data from 350+ South Africans.
October 18, 2024
April 2, 2024
Reports

Report: Consumer preferences South Africa - Online gaming

We surveyed over 300 South Africans to better understand their attitudes and perceptions around the insurance industry, their reasons for choosing one provider over another and how they think about premium payments and claims payouts.
October 18, 2024
March 14, 2024
Reports

Report: Consumer perspectives in South Africa – Insurance

What makes South Africans choose one travel booking platform over another? How do they prefer to pay? Explore our travel consumer report for more.
October 18, 2024
February 27, 2024
Reports

Report: Consumer perspectives South Africa – Travel

Unlock insights into South African e-commerce trends and learn more about consumer habits, preferences and perspectives shaping the scaling industry.
October 18, 2024
February 12, 2024
Reports

Report: Consumer perspectives in South Africa – E-commerce

Understand the state of the payments landscape in South Africa, including key terms, with a downloadable guide.
April 8, 2025
January 18, 2024
Reports

Guide: Payments in South Africa - a look at the landscape

Learn 4 ways wallet-based businesses and platforms can increase transaction amounts and improve conversion with a seamless payments experience.
October 18, 2024
June 12, 2023
Reports

4 ways digital wallet businesses can increase retention

Discover the top e-commerce trends for 2026 in South Africa, including mobile-first checkout, omnichannel integration and conversion optimisation. Practical insights and expert perspectives for growing online businesses.
March 5, 2026
February 26, 2026
Express

E-commerce trends in 2026: Practical steps for South African merchants

Stitch Express supports some of the fastest-growing e-commerce businesses in South Africa with seamless, reliable and high-converting payments. We’re highlighting some of the exciting deals they’re running throughout the festive season.
December 2, 2025
November 28, 2025
Express

South Africa’s top Black Friday deals on Woo, Shopify and more – Part 2

We’re highlighting some of Stitch Express's merchants that have exciting deals running throughout the festive season
November 17, 2025
November 12, 2025
Express

South Africa’s top Black Friday deals on Woo and Shopify – Part 1

Introducing the Stitch Express Spring/Summer 2025 launch. Discover new features designed to help e-commerce businesses improve checkout performance and scale faster.
December 22, 2025
September 25, 2025
Express

Introducing the Stitch Express Spring/Summer 2025 Launch

Learn how to set up an online payment system for your e-commerce business. Explore key steps, payment methods, and best practices for reliable checkout.
December 22, 2025
September 23, 2025
Express

How to set up an online payment system for your e-commerce business

Improve e-commerce conversion rates with practical steps and tips. Learn how faster checkout, smarter payments, and better UX turn more visitors into buyers.
December 22, 2025
August 25, 2025
Express

How to improve e-commerce conversion rates: steps + tips

Explore consumer payment preferences and e-commerce trends in 2025. This report reveals how shoppers pay, what drives conversion, and what businesses should prepare for.
December 22, 2025
August 7, 2025
Express

Report: Consumer payment preferences – e-commerce trends in 2025

Customers prefer brands that offer convenient ways to shop and offer personalised experiences. To remain competitive, many businesses are turning to conversational commerce as a way to rapidly accelerate growth – whether they are an online business, brick and mortar business, or both.
December 17, 2025
June 26, 2025
Express

Conversational commerce: The ultimate guide

Choosing the right payment gateway in South Africa is critical for growth. Learn what to consider, from payment methods and reliability to security and local support.
December 22, 2025
June 20, 2025
Express

How to choose a payment gateway in South Africa

It takes a community to enable a fintech to thrive. We took a look at what a typical “fintech stack” might look like for a wallet business launching in Africa
October 18, 2024
January 20, 2022
Industry

The anatomy of an African fintech’s tech stack

Like hotels, APIs need to protect themselves from unwanted visitors. Stitch CTO Natalie Cuthbert outlines security protocols used to protect sensitive user data
October 18, 2024
January 7, 2022
Company

How Stitch API security protocols are like a modern hotel

In South Africa, Stitch facilitates seamless bank to bank payments, including Instant EFTs. This allows for secure pay-ins, with lower fees vs other payment methods such as card.
October 18, 2024
December 15, 2021
Product

What is an Instant EFT?

Problem: Bitvice relied on manual documentation and KYC checks when onboarding new customers, which often took more than 15 minutes and led to high dropoff rates Solution:
October 18, 2024
December 13, 2021
Stories

With Stitch, Bitvice helps South Africans start investing in Bitcoin in under 2 minutes

Problem: ImaliPay needed a trusted payments partner in South Africa that could provide a seamless experience for their users at affordable rates Solution: With Stitch
October 18, 2024
December 7, 2021
Stories

ImaliPay expands to South Africa with Stitch as payments and open banking partner

Problem: Rentoza was validating customer identification and behavior manually and lacked data insights needed to quickly and accurately make an assessment.
October 18, 2024
November 25, 2021
Stories

Rentoza launches pure subscription model, leans on Stitch to improve collections rate by 20%

With the holiday season looming, many shoppers are looking to take advantage of Black Friday / Cyber Monday
October 18, 2024
November 24, 2021
Industry

5 ways to help your customers avoid phishing scams during Black Friday

Stitch is on a mission to build what we call the financial graph for Africa – made up of the financial building blocks that can interoperate across regions, providers, banks, and other types of financial accounts
October 18, 2024
November 10, 2021
Product

Product Update: November 2021

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