Manage every payment method and provider in one API
Payment orchestration connects your business to multiple PSPs, acquirers, and payment methods through one API. Stitch routes transactions intelligently, fails over automatically when a provider drops, and consolidates reporting across every provider, without locking you into any single bank or network.
Multiple methods, providers and geographies – one dashboard
Increase payments performance
Businesses that leverage payments orchestration with Stitch see a boost in conversion due to improvements in card authorisation rates, checkout conversion via alternative payment methods and automatic redundancy
Leverage smart transaction routing
Automatically route payments to the most efficient and relevant provider. Our rules engine allows businesses to easily adjust routing rules, test new payment methods or switch between providers as and when you need to
Save on payments and engineering costs
Leverage a single API vs multiple different integrations, meaning less technology to maintain, faster time to market and simplified reconciliation
Bring your own contract
Maintain your existing commercial agreements with banks and providers and easily switch between them or add more; we’ll never lock you in to a single provider
Pre-built integrations with dozens of PSPs across 30+ African markets. Add or switch providers without rebuilding your integration.
Enable payment orchestration and routing without the technical cost of building custom software. Maintain commercial control with a direct PSP agreement.
Add and toggle multiple payment methods and providers, and configure the workflow rules to show customers only the methods you want them to see, when, with a customisable payments UI.
Offer programmatic payouts + cross-border money movement
Send payout instruction via API or file to the party holding your balance, whether it’s a PSP or a local acquiring bank.
Choose to make a top-up with PayOS or to fund directly to your PSPs.
Top up a nodal account in EUR or USD. Our rate API will provide the best FX rate to fund your multi-currency wallet (NGN, KES, GHS, and more).
Monitor all pay-ins from any payments provider or method, with built-in polling and queries so you can close the books faster.
Plus, receive real-time notifications for successful initiation and settlement on all funds paid in, regardless of the method or source.
Track the success of multiple payment types to determine which provider is best and offers the most efficient user experience.
Set processing rules based on geography, value of payment, payment method and many other dimensions Easy-to-use A/B testing.
Swap between providers to run experiments and automatically switch from one provider to another when a provider is down, to minimise lost transactions.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch payment and client data.
FAQs
More revenue, less admin
Connect with our team to power up your payments solution.