Payment orchestration: manage all payment operations in one place

The Stitch payment orchestration API enables enterprise businesses to efficiently manage pay-ins, payouts and reconciliation – across methods and providers, in one place.

Multiple methods, providers and geographies – one dashboard

Increase payments performance

Businesses that leverage payments orchestration with Stitch see a boost in conversion due to improvements in card authorisation rates, checkout conversion via alternative payment methods and automatic redundancy

Leverage smart transaction routing

Automatically route payments to the most efficient and relevant provider. Our rules engine allows businesses to easily adjust routing rules, test new payment methods or switch between providers as and when you need to

Save on payments and engineering costs

Leverage a single API vs multiple different integrations, meaning less technology to maintain, faster time to market and simplified reconciliation

Bring your own contract

Maintain your existing commercial agreements with banks and providers and easily switch between them or add more; we’ll never lock you in to a single provider

Choose from dozens of pre-built PSP integrations across nineteen African markets.

Map of Africa highlighting regions where Stitch orchestrates payments
Dashboard showing different payment processors

Manage pay-ins using dozens of pre-built PSP integrations

Enable payment orchestration and routing without the technical cost of building custom software. Maintain commercial control with a direct PSP agreement.

Add and toggle multiple payment methods and providers, and configure the workflow rules to show customers only the methods you want them to see, when, with a customisable payments UI.

Offer programmatic payouts + cross-border money movement

Send payout instruction via API or file to the party holding your balance, whether it’s a PSP or a local acquiring bank.


Choose to make a top-up with PayOS or to fund directly to your PSPs.


Top up a nodal account in EUR or USD. Our rate API will provide the best FX rate to fund your multi-currency wallet (NGN, KES, GHS, and more).

Orchestration payouts flow diagram
Dashboard showing different payment processors

Streamline reconciliation across methods + providers

Enable payment orchestration and routing without the technical cost of building custom software. Maintain commercial control with a direct PSP agreement.

Add and toggle multiple payment methods and providers, and configure the workflow rules to show customers only the methods you want them to see, when, with a customisable payments UI.

More revenue, less admin

Connect with our team to power up your payments solution.