NEW
Process payments and access data directly from African financial accounts
We help businesses easily develop more user-friendly, innovative and inclusive digital finance products, at lower costs and without fraud.
Fintechs
Easily onboard users and enable seamless top-ups and deposits, and refunds and withdrawals.
E-commerce businesses
Make it as easy as possible for your customers to pay with one-click checkout – and save on expensive card fees.
Marketplaces & platforms
Improve your customer and supplier onboarding experience and enable seamless payments across your marketplace or platform.
Payments aggregators & PSPs
PSPs and payments aggregators can enable their merchants to offer instant and zero-fraud pay-by-bank checkouts, at a fraction of the cost to card payments.
Some of the businesses building better with Stitch
- LinkPay
- InstantPay
- Direct Deposit
- Payouts
Payments as convenient as card, without the high fees and fear of fraud
A seamless, secure payments experience as convenient as card. Users add their preferred bank account through Stitch SafeLink once, and pay securely with just one click every time after.
Reduce drop-off rates, increase conversions and improve user experience, while eliminating fraud and chargeback fees
Accept secure bank transfers directly from a user’s financial account
Reduce cart abandonment and offer a better, more secure checkout experience for once-off bank transfer payments.
Integrate a seamless payments flow, anywhere on your site, without requiring card details or manual transfers
Enable customers to initiate a payment via manual transfer, over API
Give customers more choice in how they wish to pay. Accept direct deposits via API and easily reconcile payments alongside other methods. Access funds sooner with instant settlement.
Initiate instant or same-day refunds, withdrawals and disbursements over API
With LinkPay, you can send a direct payout to a user’s previously linked and verified account.
We can operate unlinked payouts across a list of account numbers (e.g. salary payments) over API. Transfer funds to Stitch to provide float, which we’ll monitor and track against payouts.
Stitch was born from a desire to make it easier and faster to launch and scale financial products
API
Front-end integration
We provide hosted pages so you don’t have to build the UI for user-authentication from scratch. Choose from an embedded or redirect option and theme to match your brand. Mobile SDKs launching soon!
We take data security and privacy extremely seriously
Encryption
We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.
Confidentiality & Consent
Stitch never shares users’ credentials with anyone. All payments and data sharing must be authorised by users.
Start building with Stitch for free and scale your financial solutions, faster
Stitch offers a single API that enables businesses to link and verify user financial accounts for easy access to financial data, and seamless and secure payments and payouts.
One-click payments
Stitch is the first API in Africa to tokenise user financial accounts for one-click payments
Reduce fraud
Stitch enables verified payments to minimise fraud and eliminate chargebacks
