Initiate seamless, automated payouts: 24/7, 365
Easily payout funds to any account with the most reliable payouts solution in South Africa. Enable seamless withdrawals and send disbursements over API, with instant or same-day settlement, 24/7, 365. Now with RPP.
Send disbursements and withdrawals over API
Stitch Payouts enables enterprise businesses to payout withdrawals and send disbursements to any South African bank account - at scale. We process payouts 24/7, 365, over any payment rail in South Africa. Transactions are automatically routed using the optimal rail and bank, to ensure peak reliability and uptime.
Stitch Payouts also allows finance teams to schedule one-off or bulk disbursements from a float account over API, removing the admin burden of accounts payable. Payouts can be settled instantly, including via RPP, or same-day (t+1), for a payments solution enterprise teams can rely on.
Under the hood: 24/7, 365 reliability
The Stitch Payouts solution is designed for enterprise businesses processing payouts at scale. We can initiate payouts 24/7, 365, over any payment rail available in South Africa - including RPP. We have multiple integrations across banks and rails, packaged in an easy-to-use API that’s designed specifically for enterprise businesses.
We automatically route each transaction using the optimal rail on the backend, depending on whether a business is looking to maximise speed or to reduce costs. We also route payments to alternative banks to avoid any downtime, ensuring peak reliability.
Why Stitch Payouts?
Our multi-bank, multi-rail approach incorporates multiple fallbacks and redundancies — meaning we can ensure reliable payouts, anytime, automatically.
We can enable payouts over any rail available in South Africa, including RPP, meaning businesses can choose from instant or same-day settlement
Leverage the Stitch Bank Account Verification Service (BAVS) to verify recipient bank accounts in real time, mitigating failed or fraudulent payments.
Transfer funds to Stitch to provide float, which we’ll manage and track against your payouts. View and manage payout status in real time, and receive notifications via webhooks.
Disbursements and withdrawals can be initiated any day of the year – even on weekends or public holidays.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.
About Stitch
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.
"I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."
“Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”
"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."
"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."
FAQs
Increase adoption, improve conversion and optimise finance operations
Learn how you can start building a winning payments experience with Stitch