Business funding, repaid as you sell

Access working capital funding, based on the sales you already process through Stitch Express. Your offer is calculated from your transaction history with us, so there are no lengthy forms to fill in.

Stitch Express merchant dashboard on a laptop, showing a cash advance offer of up to R100,000 and the two steps to qualify

How it works

Business funding in three simple steps

Your offer is based on the sales you already process through Stitch Express. Once you accept, we automatically deduct a small share of your pay-ins over the term you choose, until your advance is settled.

01 Check if you qualify
02 Choose your amount
03 Pay as you sell
Cash advance application summary in Stitch Express, showing the advance amount, total to repay, share of each payment and estimated pay-off date
Stitch Express screen to accept cash advance terms, with a checkbox to agree to the agreement and an "Accept and get paid" button
Stitch Express cash advance tracker showing 51% repaid, a progress bar, the hold-back rate per payment and a list of repayments

Why choose Stitch Express business funding

Settles at the pace of your sales

Because funds are deducted based on your sales until the funding is settled, a busy period settles more. A quiet period means less is deducted.

One provider, one relationship

Stitch funds you directly, with no third-party lenders, extra applications or multiple points of contact. Because we already understand how your business trades, your offer is priced on your actual sales performance.

More funding as you grow

The stronger your sales, the more you could qualify for on your next advance.

Cash advance calculator in Stitch Express: choose an amount up to R100k and a repayment term, and see an estimated monthly repayment

See what you could qualify for

Checking your offer is free and comes with no commitment. Log in to your Stitch Express dashboard or get in touch with our team to learn more.

FAQs

Get started, with support from the team
What is business funding?
Who qualifies for Stitch business funding?
What do I need to apply?
How do I repay the funds?
How much does the funding cost?
How quickly will I receive the funds?
Can I get more funding later?
I’m not on Stitch Express yet. Can I apply?

Elevate your business, faster

Access the funding you need to help your business grow.