Business funding, repaid as you sell
Access working capital funding, based on the sales you already process through Stitch Express. Your offer is calculated from your transaction history with us, so there are no lengthy forms to fill in.

How it works
Your offer is based on the sales you already process through Stitch Express. Once you accept, we automatically deduct a small share of your pay-ins over the term you choose, until your advance is settled.
If you’re a Stitch Express client that's been trading for more than 6 months, you may qualify. Check your dashboard to see if you're eligible, or reach out to the team.
Choose your amount, review your offer, and share some basic financial information
If you’re approved, the funds land in your Express balance in minutes. A small share of each pay-in goes towards your funding until it's paid within your chosen term.



Why choose Stitch Express business funding
Settles at the pace of your sales
Because funds are deducted based on your sales until the funding is settled, a busy period settles more. A quiet period means less is deducted.
One provider, one relationship
Stitch funds you directly, with no third-party lenders, extra applications or multiple points of contact. Because we already understand how your business trades, your offer is priced on your actual sales performance.
More funding as you grow
The stronger your sales, the more you could qualify for on your next advance.

See what you could qualify for
Checking your offer is free and comes with no commitment. Log in to your Stitch Express dashboard or get in touch with our team to learn more.
FAQs
Stitch business funding gives your business working capital upfront. It's paid back with a percentage of your future sales over the term you chose. With Stitch Express, your offer is based on your Stitch sales, and deductions come off your payins automatically.
Merchants who have traded on Stitch Express for at least six months could qualify. Eligibility is based on your transaction history with Stitch, and all merchants are verified before funds are released.
There are no lengthy forms to fill in. Your offer is calculated from your transaction history with Stitch, and you’ll only need to share some basic financial information, such as your bank statements, so we can verify your business.
A share of your sales goes towards your funding automatically until it's settled within the term you chose.
Your total cost is shown in your offer before you accept, so there are no surprises. If you've been processing with Stitch Express for 6 months or more, log in to your dashboard to check your offer. It's free and there's no commitment. Questions? Get in touch with our team.
Once you’re verified and approved, the funds land in your Express balance in minutes.
Yes. As your sales grow, you could qualify for more funding on your next advance.
You first need to go live with Stitch Express as your payment provider. If you'd like to check your eligibility for funding once live, get in touch with our team.
The cash advance is available to existing Stitch Express merchants with at least six months of trading history. Sign up for Stitch Express to start accepting online payments and in-person payments, and you could qualify.
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Elevate your business, faster
Access the funding you need to help your business grow.
