Lending + insurance

Boost collections with multiple methods + automatic failover

Stitch makes easy for lending and insurance customers to pay their insurance premium or make regular loan payments. Reduce failed or missed payments with more ways to pay.

Insurance and lending screens

Some businesses using Stitch to boost conversion + retention

Why Stitch for lending + insurance?

Make it easier for customers to make regular recurring or variable recurring payments. Offer fast, secure ways to pay an insurance premium or make a loan payment. Save card or bank details to enable friction-free one-click or headless payments.

1

Enable friction-free, headless recurring payments

Loan recipients and insurees can add one or multiple payment methods at sign-up, including card, Debit Order, DebiCheck and Pay by bank. Save their details to easily pull regular payments in the future.

2

Eliminate friction at sign-up or application

Stitch flows are optimised to make mandates, signup and payment as easy as possible.

3

Reduce failed or missed payments

Understand the best time of the month to collect, and ensure funds are available before initiating payment. Fall back on other methods in the event of a failed payment.

4

Reach more customers with Stitch Cash

Offer an option for customers to pay with cash at ATMs across South Africa, and automatically attribute to their digital account.

Stitch solutions for lending + insurance

Card

Go
a black and white picture of a credit card

Pay by bank

Go
Stitch e-commerce icon

Capitec Pay

Go
Capitec Pay Icon

Cash

Go
Cash icon white

Manual EFT

Go
Bank icon white

Payouts

Go
Stitch e-comm…e payouts

Orchestration

Go
Orchestration…con white

Reconciliation

Go
reconcilliation icon
Bash logoJem Logo
Sipho Tshabalala from MTN

"I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."

Sipo Tshabalala
Product Manager Online Platforms
Jessica Rohman from BASH

"Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick."

Jessica Rohman
Head of Product
Caroline Van Der Merwe from JEM

"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."

Caroline van der Merwe
CPO + Co-founder
Frans Joubert from Tripco

"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."

Frans Joubert
Chief Financial Officer

About Stitch

Your payments powerhouse

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

1

Precision engineering

We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

2

Client-led ethos

We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.

3

Deep infrastructure

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch