Products

Use cases

Developers

Company

Resources

carbon.svg

stitch_symbol_white.svg

white.svg

Collect, manage and reconcile recurring and subscription payments via Debit Order and DebiCheck. Combine with other methods using smart routing to optimise results and reduce costs.

Debit-order_Hero_UI_20Sept2023.png

<h1>Supercharge collections with Debit Order and DebiCheck</h1>

<h2>Power up collections with a smart, user-friendly DebiCheck and Debit Order process</h2>

Boost your collections rate and minimise failed or missed payments by allowing customers to easily authorise Debit Order or DebiCheck payments. Use our pre-built flows to make signup and authorisation a breeze.

Understand the best dates to collect based on real-time user account balances to reduce incidence of failed or missed payments.

Minimise failed payments by viewing real-time balances

Instantly verify account holder information and check against your KYC data to minimise risk of fraud.

Defend your business against fraud

Leverage pre-built, optimised and fully digital flows hosted by Stitch to set up mandates that plug in to your existing checkout flow.

Delight customers with optimised UX

Combine Debit Order or DebiCheck with Stitch Pay by bank and tokenised Card payments to optimise collection rates and reduce costs with smart routing, offering customers the method that works best for them.

Optimise collection rates and reduce costs with smart routing

Why Stitch Debit Order + DebiCheck?

Debit Order offers a cost-effective way for a customer to authorise recurring debits by signing a paper or electronic mandate, or providing a voice recorded mandate.

Debit Order

DebiCheck is an industry-regulated Debit Order designed to reduce disputes and protect consumers against unauthorised debit orders. A mandate request is submitted to the customer, who authenticates it&nbsp;via their bank.&nbsp;DebiCheck payments can be tracked digitally and require no manual intervention.

DebiCheck

How it works

Stitch-shield_Hero_Real-time-fraud-prevention_20Sept2023.svg

Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.

Real-time fraud prevention + protection with Stitch Shield

We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

Precision engineering

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

Client-led ethos

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

Deep infrastructure

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

Sipho-Tshabalala-MTN.png

Sipho Tshabalala

MTN-carbon.svg

Product Manager Online Platforms

Jessica-Rohman-Bash.png

Jessica Rohman

Bash-carbon.svg

Head of Product

Jacob-Cook-BusBud.png

Jacob Cook

Busbud-carbon.svg

Engineering Lead

API.svg

Get up and running with credit and debit card payments in no time, working side by side with our client solutions team. Our API is <a href="https://stitch-money-staging.vercel.app/blog/how-to-integrate-stitch-using-graphql">built on GraphQL</a>, for faster and simpler queries and easier integration.Leverage our hosted pages to display optimised payments flows. No need to build the UI yourself.

Build better card experiences

Stitch is a PCI DSS Level 1 Certified payment service provider.We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

Iron-clad data privacy and security you can rely on

Digital Wallets Violet on Silver S.mp4

Learn how you can start building a winning payments experience with Stitch

Increase adoption, improve conversion and optimise finance operations

Link and verify users’ financial accounts for easy access to financial data, and seamless and                         secure payments and payouts, all through a single API.

Build and scale your financial solutions, faster

This site is protected by reCAPTCHA and the Google <a href="/data-practices/">Privacy Policy</a> and <a href="/terms-of-service/">Terms of Service</a> apply. By submitting your email address, you’re agreeing to our <a href="/terms-of-service/">Terms of Service</a> and consent to receiving communication from us.

Join our mailing list for insights from Stitch HQ

Accept DebiCheck and Debit Order payments to make your collections seamless and reliable. Ideal for recurring and subscription payments