Supercharge collections with pre-authenticated DebiCheck + Debit Order payments
Collect, manage and reconcile recurring and subscription payments via pre-authorised DebiCheck and debit order. Combine with other methods like card and Pay by bank via smart routing.
Power up collections with a smart, user-friendly DebiCheck + debit order process
Debit orders are a payment method commonly used to collect recurring or subscription payments. A debit order is a method of collecting money from a customer's bank account with their permission.
DebiCheck is a preferential debit order system that requires the customer to give explicit electronic permission for a merchant to collect payments at agreed intervals, via their bank, offering a streamlined and secure approach to managing debit orders.
DebiCheck transactions get priority in the processing queue, and with DebiCheck, businesses can monitor the account over a set timeframe. It offers both parties control and transparency, reinforcing trust.
In the event that a customer does not action the request from their bank to approve a mandate, the business can register an RMS Mandate as a fallback.
Boost your collections rate and minimise failed or missed payments by allowing customers to easily authorise DebiCheck + debit order payments. Use our pre-built flows to make signup and authorisation a breeze.
Why Stitch Debit Order + DebiCheck?
Add tracking to collections to ensure successful collections at optimal times for each user.
Combine DebiCheck with Stitch Pay by bank and tokenised card payments to optimise collection rates and reduce costs via smart routing, offering customers the method that works best for them.
Instantly verify account holder information and check against your KYC data. Harness Stitch fraud solutions to protect against friendly fraud and disputes.
Stitch will validate pre-collection to ensure the collection instruction is compatible with the mandate before submitting it to the bank, allowing merchants to submit collection files within or outside of bank collection windows
How it works
Debit Order offers a cost-effective way for a customer to authorise recurring debits by signing a paper or electronic mandate, or providing a voice recorded mandate.
DebiCheck is an industry-regulated Debit Order designed to reduce disputes and protect consumers against unauthorised Debit Orders. A mandate request is submitted to the customer, who authenticates it via their bank. DebiCheck payments can be tracked digitally and require no manual intervention.
About Stitch
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.
"I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."
“Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”
"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."
"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."
Developers
We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.
Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.
Increase adoption, improve conversion and optimise finance operations
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