Accept cash payments and reach more South Africans
Automatically allocate payments made in cash to a customer’s digital account on your app or platform when they make a cash deposit at an ATM or at a teller.
Reach more customers by accepting cash payments at ATMs + at till
More than 50% of South Africans prefer to make payments in cash. With Stitch Cash, businesses can reach a wider audience, and give them more choice in how they want to pay.
Customers select cash as a payment method and make a secure cash deposit at their nearest ATM, with a unique reference code, or at retail using a unique barcode.
Their payment is automatically attributed to their digital account. Perfect for wallet deposits, e-commerce purchases, debt or insurance payments and more.
Why Stitch Cash?
Allow customers to pay the way they want, just by depositing cash at the nearest ATM or teller. No need for vouchers or cards as intermediaries.
Receive confirmation as soon as payments are settled, and allocate them to the customer’s account based on a unique reference. Avoid chargebacks and reversals.
Customers must authorise payment with their mobile number. Where refunds are required, you can send them programmatically to a bank account once the customer confirms account details.
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How it works
Customers choose ‘Cash at ATM’ from the list of available payment methods.
Stitch presents customers with a unique reference and instructions to complete a payment at a nearby ATM or bank teller.
As soon as the payment is confirmed, the amount is attributed to the customer’s digital account, and you receive a notification that the transaction has been completed.
Real-time fraud prevention + protection with Stitch Shield
Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.
About Stitch
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.
"I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."
Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick."
"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."
"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."
Developers
We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.
Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.
Increase adoption, improve conversion and optimise finance operations
Learn how you can start building a winning payments experience with Stitch