Payment methods

Capitec Pay

Accept fast, secure, card-free payments from Capitec customers by offering Capitec Pay as a payment method. Customers verify payment through the Capitec online banking app.

Capitec Pay with Stitch

Accept digital payments with Capitec Pay

Capitec is one of the largest banks in South Africa, with over 21 million customers. Capitec Pay allows Capitec users to make a cashless digital payment directly from their Capitec online banking app, using a pre-registered ID.

Returning users can leverage Capitec’s verified flow for a more seamless returning payments experience.

Seamless customer experience

Reduce steps to payment and offer a more friction-free experience for your customers. Integrate Capitec Pay as a standalone digital payment method to enable customers to make a Capitec online payment even faster.

Improved security

We work directly with Capitec to maintain enhanced security, safety and anti-fraud protocols, including two-factor authentication, meaning your customers’ funds and data are protected whenever they make a Capitec payment. 

High reliability

Stitch has direct network integrations and a relationship with Capitec Pay, resulting in higher reliability. Our robust notification and delivery system has multiple failovers, so you'll always be updated if something goes wrong.

Custom error screens

Stitch will guide customers on their digital payment journey if an error occurs so they know why a Capitec Pay transaction failed and are guided toward next steps.

How it works

Paying with Capitec Pay

Customers can pay with Capitec Pay via Stitch and authenticate payment in their Capitec  banking app.

Select Capitec Pay at checkout
Choose your bank and securely enter banking details
Authenticate the payment in the Capitec app
Payment complete. Pay faster in future transactions

FAQs

Get Capitec Pay for your business.

Learn how you can start building a winning payments experience with Stitch.