Accept digital payments via Capitec Pay with Stitch
Accept fast, secure card-free payments from Capitec customers by offering Capitec Pay as a payment method. Customers verify payment through the Capitec online banking app.
Easily accept digital payments with Capitec Pay
Capitec is one of the largest banks in South Africa, with over 21 million customers. Capitec Pay is a payment method that allows patrons of Capitec to make a cashless digital payment directly from their Capitec online banking app, using a pre-registered ID.
With Stitch, businesses can offer Capitec Pay as a standalone payment method, alongside Pay by bank, card, manual EFT and other methods. Today, Capitec Pay is one of the fastest-growing cashless digital payment options in South Africa, and essential for businesses looking to remain ahead of competition and offer the latest in customer-centric, secure payments.
Why Capitec Pay?
Reduce steps to payment and offer a more friction-free experience for your customers. Integrate Capitec Pay as a standalone digital payment method to enable customers to make a Capitec online payment even faster.
We work directly with Capitec to maintain enhanced security, safety and anti-fraud protocols, including two-factor authentication, meaning your customers’ funds and data are protected whenever they make a Capitec payment.
Stitch has direct network integrations and a relationship with Capitec Pay, resulting in higher reliability. Our robust notification and delivery system has multiple failovers, so you'll always be updated if something goes wrong.
Stitch will guide customers on their digital payment journey if an error occurs so they know why a Capitec Pay transaction failed and are guided toward next steps.
Access the growing customer base of one of South Africa’s largest banks, and offer the fastest-growing digital payment method in the market.
About Stitch
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.
"I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."
Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick."
"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."
"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."
Developers
We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.
Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.
FAQs
Capitec launched Capitec Pay in early 2023. With Capitec Pay, customers can make an immediate payment through their Capitec banking app, once they’ve registered a Capitec ID. With Stitch, businesses can offer Capitec Pay as a payment method anywhere customers check out.
Capitec Pay is offered to Capitec customers in South Africa.
No – any customer that is a registered Capitec user can sign up for a Capitec ID using their mobile number and begin making card-free payments with Capitec Pay.
Open Banking is a general term that enables access to certain bank data and payments capabilities. Capitec Pay is an open banking API that enables Capitec customers to make secure payments on third party sites directly from their Capitec bank account.
Capitec Pay is a payment method that enables card free payments. To make a payment, customers just need their registered Capitec Pay mobile ID.
Increase adoption, improve conversion and optimise finance operations
Learn how you can start building a winning payments experience with Stitch