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An API and payment gateway to improve conversion for online payments and optimise payment operations – so your business can scale at high speed.

Apple Pay, Google Pay + Samsung Pay

<h1>Precision payments. Engineered for performance.</h1>

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Powering payments for businesses like:

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<h2>One integration to power all your online payments</h2>

Stitch is a payments service provider offering a single, powerful, reliable API built on direct integrations with multiple banks and networks across South Africa. Our <a href="https://stitch.money/blog/what-is-a-payment-gateway-and-how-does-it-work">payment gateway solution</a> is meticulously crafted to help businesses move money better and reach their goals faster.Accept pay-ins via multiple online payment methods including Pay by <a href="/pay-by-bank">bank</a>, <a href="https://stitch.money/capitec-pay">Capitec Pay</a>, <a href="/card">card</a>, <a href="/manual-eft">manual EFT</a>, <a href="/debit-order">debit order</a>, <a href="/cash">cash</a> and <a href="https://stitch.money/pay-with-crypto">crypto</a>. Seamlessly <a href="/orchestration">orchestrate</a>, manage and <a href="/reconciliation">reconcile</a> payments across methods, providers and geographies with PayOS, and send money anywhere it needs to go with <a href="/payouts">Payouts</a>.With Stitch on your team, you can streamline digital payments, reduce reconciliation burden, minimise fraud and offer a better online payments experience so you can focus on what matters most: delighting your customers.

Eliminate excuses. Reduce failed and missed payments, and give customers more ways to pay with a robust payment gateway. Track transactions across online payment methods and geographies in one convenient dashboard.

Boost recurring revenue

Hit the ground running with a full suite of local payment methods for South Africa, working together seamlessly through a single integration. Get hands-on support and real-time insights from the ground. Send payouts over API, anywhere your money needs to move.

Build a localised payments solution

Start collecting online payments, faster. Integrate our pre-built, end-to-end checkout and payments flows, designed to reduce steps to payment and open the door for more, and more seamless, transactions.

Optimise conversion with pre-built payment flows

Why Stitch?

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There’s no one-size-fits-all payments solution that can meet the needs of complex large-scale businesses.We work hand in hand with enterprise clients to custom-build, co-create and optimise a reliable payments engine with multiple online payment methods, designed to enhance their performance. We’re constantly building new payment solutions to solve more of our clients' needs, and we ship faster than any other payment providers.

Solutions designed for scale

We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

Precision engineering

We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.

Client-led ethos

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.

Deep infrastructure

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

Your payments powerhouse

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Sipho Tshabalala

Product Manager Online Platforms

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Jessica Rohman

Head of Product

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Caroline van der Merwe

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CPO + Co-founder

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Frans Joubert

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Chief Financial Officer

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Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.

Real-time fraud prevention + protection with Stitch Shield

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Developer experience is a core KPI at Stitch. Our API is <a href="/blog/how-to-integrate-stitch-using-graphql">built on GraphQL</a>, for faster and simpler queries and easier integration. Our client solutions team will work with you to co-build custom solutions for your business, and ship in less time.We created hosted pages with optimised payments flows so you don’t have to build the UI from scratch.

Build better, deploy faster

We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

ISO 27001 + PCI DSS Level 1 certified

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Learn how you can start building a winning payments experience with Stitch

Increase adoption, improve conversion and optimise finance operations

Link and verify users’ financial accounts for easy access to financial data, and seamless and                         secure payments and payouts, all through a single API.

Build and scale your financial solutions, faster

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One API integration for all online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto. Orchestrate + reconcile digital payments across methods and send payouts