Account top-ups

Enable fast, efficient digital account top-ups

For businesses that allow customers to store value in digital accounts or wallets, offer efficient, friction-free account top-ups using a variety of payment methods. Allow customers to withdraw instantly to the same saved account.

Enable one-click payments for returning customers

Returning customers can opt to securely store their payments data on their device and top up in less than 5 seconds - meaning more transactions and fewer barriers to payment

Offer more ways to pay

Enable instant top-ups via Pay by bank or card – and offer customers additional methods to choose from, including Pay with crypto, manual EFT, cash and more

Offer instant withdrawals – 24/7, 365

Easy access to funds, anytime, is a significant value add for customers when selecting their preferred digital or gaming platform. Enable instant withdrawals into a saved bank account 24/7, 365

Optimise payments for fewer failed transactions

We rely on multiple direct integrations with banks and networks to ensure payments are processed without failure, and uptime remains high – and automatically reroute as needed

Flexible token management

Manage saved card tokens and avoid getting locked in to one PSP

Replace card details for tokenised cards automatically

Update saved card details for lost, expired and stolen cards automatically so there is no disruption to users

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Own your own tokens

All tokens are securely stored in a dedicated vault, accessible by the merchant

Portability

Easily migrate payment data from one PSP to another and reduce the friction associated with switching PSPs in future

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch