- Payouts
API-powered payouts and refunds
Initiate payouts to any account, with instant or same-day settlements. Enable seamless withdrawals, and send refunds and disbursements over API.
Real-time initiation over API
Reduce admin burden and initiate all your payouts via API on a per-transaction basis or in bulk, for faster and more responsive payments operations.
- Withdrawals
Enable withdrawals to customers’ linked accounts
If a customer wishes to withdraw funds, we can pre-populate an account that was previously linked with LinkPay as a payment destination and ensure that it’s verified and active.
Customers can also choose to link a new account, which we can verify before making the payment. - Refunds
Easily process refunds
Send refunds to the same account that was used to make a pay-in, with no need for customers to re-enter their details.
- Disbursements
Pay vendors, suppliers, employees and more
We can enable businesses to pay out to accounts that are not linked with Stitch, for things like paying vendors or running payroll. We’ll verify the account prior to sending the payment – without requiring input from the account owner.
How your business can leverage Stitch Payouts
Fintechs
Link users’ accounts for one-click withdrawals.
- Developers
Build a delightful payments experience without the heavy lifting
API The Stitch API is built on GraphQL for faster and simpler queries, and to integrate seamlessly with your front end. See how easy it is.
Front-end integration We provide hosted pages so you don’t have to build the UI for user-authentication from scratch.
- Security
We take data security and privacy extremely seriously
Encryption We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.
Confidentiality & Consent We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.
- Why Stitch?
Build and scale your financial solutions, faster
Link and verify users’ financial accounts for easy access to financial data, and seamless and secure payments and payouts, all through a single API.
One-click payments
Stitch is the first API in Africa to tokenise user financial accounts, enabling one-click payments.