Seamlessly collect payments from customer bank accounts
Boost conversion with a seamless Pay by bank experience. Customers can choose to make fast, one-click payments from their bank accounts, or via direct bank APIs.
Enable fast, secure payments, right from customers’ bank accounts
With Stitch Pay by bank, businesses can easily integrate optimised payment flows anywhere on their app or site and allow customers to make fast, seamless payments directly from their bank accounts. Our customer solutions and success teams will work closely with your developers to ensure a fast, smooth and customised integration built for your specific needs.
Boost conversion by enabling customers to pay via Capitec Pay, or with FNB, Standard Bank, Nedbank, TymeBank, ABSA, Discovery Bank or Investec.
Enable even faster payments and higher conversion with one-click transactions for returning customers.
Why Stitch Pay by bank?
Returning users can choose to save their login details in their browser
for one-click payments whenever they come back, making it faster and easier to pay.
Easily send refunds or enable withdrawals to the same verified account used for a pay-in.
Offer once-off payments flows with an optimised UI. Integrate anywhere on your app or site.
Accept payments from Capitec, Nedbank or ABSA customers via all 3 direct bank APIs. Offer these as standalone methods or as an option within Pay by bank.
About Stitch
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.
"I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."
Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick."
"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."
"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."
Developers
We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.
Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.
ISO 27001 + PCI DSS Level 1 certified
We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.
Our data protection and information security policies are iterated regularly in order to ensure that we proactively mitigate any potential threats to our payment and client data.
FAQs
To offer Pay by Bank, you’ll need to integrate the Stitch API into your website or application. Contact our sales team to discuss your needs and how we can best support you.
A bank-to-bank transfer, also known as an Electronic Funds Transfer (EFT) or wire transfer, is a direct electronic transfer of funds between two bank accounts. Stitch Pay by Bank facilitates secure transfers between customer and merchant bank accounts.
Pay by bank is a secure, seamless and efficient way to accept payments from customers, anywhere on your app or site. It can be used for wallet or account deposits, savings, bill payments, e-commerce purchases, and more. You’ll get faster processing and reduced risk compared to traditional methods.
Yes! With Pay by bank, businesses can seamlessly accept bank-to-bank (EFT) transfers. This solution can be configured for once-off or recurring payments, with a one-click payment flow for returning users.
Depending on the structure of the business and development resources allocated, our team can work with clients to integrate the Pay by bank payment method into an online checkout or app in just a few days, enabling better, faster payments.
We currently support Absa, FNB, Standard Bank, Nedbank, Tyme Bank, Investec, Discovery and Capitec, via Capitec Pay.
Refunds are a form of payouts in which we reverse a transaction that was made as a pay-in, returning the funds to the bank account used to pay or to another verified bank account.
Yes, merchants can white label Pay by bank to ensure their branding and logo are visible to the consumer, encouraging trust and enabling a better online checkout.
Increase adoption, improve conversion and optimise finance operations
Learn how you can start building a winning payments experience with Stitch