Pay by bank

Seamlessly collect payments from customer bank accounts

Boost conversion with a seamless Pay by bank experience. Customers can choose to make fast, one-click payments from their bank accounts, or via direct bank APIs.

Checkout screen with qr code
EFT Payment Screen
Payment confirmation screen
White Label checkout
Capitec Pay Checkout Screen

Why Stitch Pay by bank?

Improve conversion on recurring payments
Enable seamless payouts
Seamless guest checkout
Accept payments via Capitec Pay, Nedbank Direct EFT or Absa Pay

About Stitch

Your payments powerhouse

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

1

Precision engineering

We have a relentless obsession with solving new, complex problems. We build payment solutions with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

2

Client-led ethos

We offer deep support, working closely with client teams to co-develop bespoke and customised payment solutions that meet their unique needs – from product architecture to design and marketing support.

3

Deep infrastructure

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better payments performance.

MTN Logobash logoJem Logo
Sipho Tshabalala from MTN

"I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels."

Sipho Tshabalala
Product Manager Online Platforms
Jessica Rohman from BASH

Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick."

Jessica Rohman
Head of Product
Caroline Van Der Merwe from JEM

"We’re building a truly modern platform to manage frontline workers, and to do that we need best-in-class tools. Partnering with Stitch has enabled us to bring speedy payments to our customers, using the most modern payments technology in South Africa."

Caroline van der Merwe
CPO + Co-founder
Frans Joubert from Tripco

"We’ve had a great experience working with the Stitch team. We could communicate quickly and efficiently. The response time was fantastic, and whenever we had issues, the team really jumped on it and solved it for us as quickly as possible."

Frans Joubert
Chief Financial Officer

Developers

Payments, built for your business

We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.

Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.

API Image

FAQs

How do I get started offering Pay by bank?
What is a bank-to-bank transfer?
What are the benefits of Pay by bank?
Can Pay by bank be used for recurring payments?
How easy is it for businesses to integrate Pay by bank into their existing websites or apps?
What banks are currently supported for Pay by bank transactions?
How can businesses process refunds using Pay by bank?
Can businesses customise the payment flows to align with their brand's user experience?

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch