Pay by bank

Accept one-click payments with Pay by bank

Accept bank to bank payments, including Capitec Pay, with once-off or recurring flows. Receive instant notifications for proof of payment, and offer one-click payments for returning customers.


Why Pay by bank?

Pre-built, optimised checkout flows are designed to minimise friction. Make it even easier for returning customers to pay, with one-click payments.


    About Stitch

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

Precision engineering

We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.


Client-led ethos

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.


Deep infrastructure

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.


“I had great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”

Sipho Tshabalala


“Amazing work by the Bash and Stitch teams to simplify our payment flows for TFG Account customers. It's super slick.”

Jessica Rohman


“It’s great to work with companies like Stitch who deeply understand the local markets we’re working with, and are able to offer advice to help us have the biggest impact.”

Jacob Cook



Payments, built for your business

We pride ourselves on a strong developer experience. Our API is built on GraphQL, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.

Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.


Iron-clad data privacy and security you can rely on

Stitch is a PCI DSS Level 1 Certified payment service provider.

We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.

Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.


How do I get started offering pay by bank?

To offer Pay by Bank, you’ll need to integrate the Stitch API into your website or application. Contact our sales team to discuss your needs and how we can best support you.

What is a bank-to-bank transfer?

A bank-to-bank transfer, also known as an Electronic Funds Transfer (EFT) or wire transfer, is a direct electronic transfer of funds between two bank accounts. Stitch Pay by Bank facilitates secure transfers between customer and merchant bank accounts.

What are the benefits of Pay by bank?

Pay by Bank is a secure, seamless and efficient way to accept payments from customers, anywhere on your app or site. It can be used for wallet or account deposits, savings, bill payments, e-commerce purchases, and more. You’ll get faster processing and reduced risk compared to traditional methods.

Can Pay by bank be used for recurring payments?

Yes! With Pay by bank, businesses can seamlessly accept bank-to-bank (EFT) transfers. This solution can be configured for once-off or recurring payments, with a one-click payment flow for returning users.

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch

Contact sales

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