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Accept bank to bank payments, including Capitec Pay, with once-off or recurring flows. Receive instant notifications for proof of payment, and offer one-click payments for returning customers.

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<h1>Accept one-click payments with Pay by bank</h1>

<h2>Enable fast, secure payments, right from customers’ bank accounts</h2>

With Stitch Pay by bank, businesses can integrate optimised payment flows anywhere on their app or site and allow customers to make fast, seamless payments directly from their bank accounts.Boost conversion by enabling customers to pay via Capitec Pay, or with FNB, Standard Bank, NedBank, TymeBank, ABSA, Discovery Bank or Investec.Enable even faster transactions with one-click payments for returning customers.

Pre-built, optimised checkout flows are designed to minimise friction. Make it even easier for returning customers to pay, with one-click payments.

Offer friction-free, one-click returning flows

Easily send refunds and enable withdrawals to complete the customer journey with one provider.

Enable equally seamless payouts

Stitch pay by bank can be whitelabeled, keeping your brand at the forefront. Maintain your relationship with your customers and build trust for a seamless experience

Whitelabel solutions + build trust

Offer all Pay by bank methods—including Capitec Pay—as part of Pay by bank or as a standalone method.

Offer Capitec Pay

Why Pay by bank?

Experience Stitch payments in real time. Make a donation directly from your account using Pay by bank or Capitec Pay and 100% of your donation will go to <a href="https://www.thelunchboxfund.org/">The Lunchbox Fund</a>.&nbsp;&nbsp;Already donated with Pay by bank? Try it again to see the returning user flow.

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We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

Precision engineering

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

Client-led ethos

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

Deep infrastructure

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

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Sipho Tshabalala

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Jessica Rohman

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Head of Product

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Jacob Cook

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Engineering Lead

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We pride ourselves on a strong developer experience. Our API is <a href="https://stitch-money-staging.vercel.app/blog/how-to-integrate-stitch-using-graphql">built on GraphQL</a>, for faster and simpler queries and easier integration. Our team will work with yours to determine the most optimal integration type, and co-design solutions for your business.Leverage our hosted pages with optimised flows so you don’t have to build the UI from scratch.

Payments, built for your business

Stitch is a PCI DSS Level 1 Certified payment service provider.We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

Iron-clad data privacy and security you can rely on

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To offer Pay by Bank, you’ll need to integrate the Stitch API into your website or application. Contact our sales team to discuss your needs and how we can best support you.

How do I get started offering pay by bank?

A bank-to-bank transfer, also known as an Electronic Funds Transfer (EFT) or wire transfer, is a direct electronic transfer of funds between two bank accounts. Stitch Pay by Bank facilitates secure transfers between customer and merchant bank accounts.

What is a bank-to-bank transfer?

Pay by Bank is a secure, seamless and efficient way to accept payments from customers, anywhere on your app or site. It can be used for wallet or account deposits, savings, bill payments, e-commerce purchases, and more. You’ll get faster processing and reduced risk compared to traditional methods.

What are the benefits of Pay by bank?

Yes! With Pay by bank, businesses can seamlessly accept bank-to-bank (EFT) transfers. This solution can be configured for once-off or recurring payments, with a one-click payment flow for returning users.

Can Pay by bank be used for recurring payments?

Learn how you can start building a winning payments experience with Stitch

Increase adoption, improve conversion and optimise finance operations

Link and verify users’ financial accounts for easy access to financial data, and seamless and                         secure payments and payouts, all through a single API.

Build and scale your financial solutions, faster

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Accept secure bank payments directly from customers' bank accounts, in seconds. Embed Pay by bank anywhere on your app or site for a better user experience and higher conversion