DebiCheck
Improve debit order collection and authentication rates and reduce disputes with digitally authenticated DebiCheck mandates. Offer fallbacks via multi-method options, and collect from any bank through one solution.
Reduce failed collections and improve authentication rates with Stitch DebiCheck
Stitch DebiCheck improves collection and authentication rates with a seamless, optimised mandate flow. Authenticated DebiCheck collections reduce disputes and debit fraud, saving on costs from fees associated with uncollected debits and improving collection rates.
With Stitch, businesses can collect DebiCheck payments across banks through a single solution with a higher conversion rate, and enable customers to sign mandates using their card at POS via upfront authentication, or TT3 realtime. They can also offer multi-method fallback options in the event of failure.
Guarantee collections
With DebiCheck, customers provide digitally authorised consent for payment, and collection is guaranteed to the merchant. It's much more difficult to dispute payments.
Improve authentication rates
Make it easier for customers to sign DebiCheck mandates by offering in-person authentication using card present, via TT3 in realtime, as well as automated retries or delayed notifications.
Choose your configuration option
Merchants can choose to configure their DebiCheck integration in multiple ways, with options and next steps in the event that a customer fails to sign a mandate or a collection fails.
Offer multi-method fallbacks
Customers can choose to make a payment via alternative methods, such as card or Pay by bank, in the event of a payment failure. They can also choose to use different methods for once-off payments required at the time of sale.
Enable omnichannel transactions through one provider
With Stitch, customers can choose to make an initial payment and register for recurring payments via any online payment method, or in person at POS - through a single provider.
How it works
Customers can sign a DebiCheck mandate online or in person via POS. If a once-off payment is required at the time of purchase, they can choose their method and authenticate that payment before signing the DebiCheck mandate.
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