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Accept debit and credit card payments online. Reconcile transactions alongside other payment methods through a single API integration.

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<h1>Accept online card payments with peak reliability</h1>

<h2>Accept card payments, remove admin burden</h2>

Accept card payments with reliable, secure technology which can be easily integrated alongside other methods.Remove the admin burden by managing chargebacks programmatically, and automatically updating details for lost or expired customer cards.Enable one-click checkout for returning users, and easily collect user-not-present recurring payments.

Leverage pre-built, optimised checkout flows to move customers from signup to transaction quickly. Allow returning customers to pay in just one click, and easily tokenize details for reliable recurring payments.

Leverage optimised flows for friction-free payments

Manage chargeback disputes programmatically, right from your dashboard. No more manual resolution.

Reduce admin burden

Own your client card details or network tokens so you can easily move processors without getting locked in.

Own your own network tokens

Stitch will automatically update lost or expired cards for customers, ensuring payments remain seamless.

Dodge failed payments

Why Stitch card?

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Stitch relies on a powerful, AI-driven fraud engine to stop fraudulent actors in their tracks. With Stitch Shield, we can detect a potentially fraudulent transaction based on a defined set of criteria or rules, and automatically block that user’s device or delay settlement of their funds for further investigation – across all of our clients.

Real-time fraud prevention + protection with Stitch Shield

We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users.

Precision engineering

We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support.

Client-led ethos

We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance.

Deep infrastructure

We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.

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Sipho Tshabalala

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Product Manager Online Platforms

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Jessica Rohman

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Head of Product

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Jacob Cook

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Engineering Lead

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Get up and running with credit and debit card payments in no time, working side by side with our client solutions team. Our API is <a href="https://stitch-money-staging.vercel.app/blog/how-to-integrate-stitch-using-graphql">built on GraphQL</a>, for faster and simpler queries and easier integration.Leverage our hosted pages to display optimised payments flows. No need to build the UI yourself.

Build better card experiences

Stitch is a PCI DSS Level 1 Certified payment service provider.We practice stringent data management and protection through the use of encryption and regularly monitor these systems through internal tests.Our data protection and information security policies move through constant iteration in order to ensure that we proactively mitigate any potential threats to Stitch’s payment and client data.

Iron-clad data privacy and security you can rely on

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You can easily accept card payments without a physical machine or a traditional merchant account with Stitch Card. Accept and reconcile card payments alongside other methods with one API integration.

How can I accept card payments without a machine or merchant account?

The most cost-effective way to accept card payments is by partnering with a comprehensive payment service provider (PSP) like Stitch. Our direct integrations with acquiring banks and efficient online platform help businesses save on transaction fees and processing costs, and result in higher reliability and better performance.

What is the cheapest way to take card payments?

Stitch offers simple, user-friendly card payments, which can be easily integrated alongside other online payment methods.

What is the easiest way to accept card payments online?

Yes. Stitch is PCI DSS Level 1 Certified. Our solution follows strict security measures, including encryption and fraud detection, to protect both cardholder data and transactions.

Are online card payments secure?

Learn how you can start building a winning payments experience with Stitch

Increase adoption, improve conversion and optimise finance operations

Link and verify users’ financial accounts for easy access to financial data, and seamless and                         secure payments and payouts, all through a single API.

Build and scale your financial solutions, faster

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Accept debit and credit card payments online with Stitch. View transactions across payment methods in a single dashboard. 