Payment methods

Card

Accept debit and credit card payments online and in-person. Improve conversion with built-in redundancies and dynamic 3DS.

South Africa’s most reliable card payment solution

Accept card present payments or integrate our card payment gateway

Accept card payments with a reliable, secure card payment processor, offering 99.99% uptime and a boost in transaction conversion rates. Combine in-person and online card payments through a single provider, for a truly unified commerce experience.

Achieve 99.99% uptime

Stitch supports multiple acquirers and networks for industry-leading reliability. Redundant integrations allow us to reroute transactions to alternative acquirers to minimise downtime and failures and ensure consistent uptime

Increase conversion

Leverage our optimised, white-labeled, hosted payments flow to offer a more seamless payment experience. Or choose to leverage secure fields to keep your brand at the forefront. Enable tokenised one-click payments for returning users  

Support all flows in one integration

Leverage Stitch card to handle once-off charges, recurring collections and pre-authentication, depending on your business use case

Get standardised reporting across acquirers

Stitch manages and combines mark-off files across multiple acquirers to simplify and streamline reconciliation

Fraud + chargeback management

Easily detect and prevent fraud with Stitch Shield, our AI-driven fraud engine. Manage chargebacks automatically over API

Optimise your card solution

Own your own network tokens
Optimise authentication with dynamic 3DS
Enjoy a flexible integration
All flows, one solution

Flexible integration options

Hosted elements

Leverage our fully customisable, Stitch-hosted pages with embedded form fields for a unified user experience. Stitch will manage PCI DSS compliance

Hosted integration

Secure fields

Customise and style embedded form fields for a unified user experience. Build your own pages with no redirects and fully customisable Stitch elements to enhance security

Secure fields integration

API

Ensure seamless UX with a fully customisable CSS and complete control over the payment flow. Access 3D Secure support by handling 3DS redirect URLs

API integration

How it works

Fast, secure card payments

Customers can pay with credit or debit card by entering their card details and authenticating via 3DS or biometrics. Returning customers can choose to remember their details for faster, one-click payments.

Select ‘Card’ at checkout
Securely enter card details
Authenticate the payment via 3DS or choose to authenticate using biometrics
Payment complete. Pay in one click on future transactions

FAQs

Increase adoption, improve conversion and optimise finance operations

Learn how you can start building a winning payments experience with Stitch