Card
Accept debit and credit card payments online and in-person. Improve conversion with built-in redundancies and dynamic 3DS.

South Africa’s most reliable card payment solution
Accept card payments with a reliable, secure card payment processor, offering 99.99% uptime and a boost in transaction conversion rates. Combine in-person and online card payments through a single provider, for a truly unified commerce experience.
Achieve 99.99% uptime
Stitch supports multiple acquirers and networks for industry-leading reliability. Redundant integrations allow us to reroute transactions to alternative acquirers to minimise downtime and failures and ensure consistent uptime
Increase conversion
Leverage our optimised, white-labeled, hosted payments flow to offer a more seamless payment experience. Or choose to leverage secure fields to keep your brand at the forefront. Enable tokenised one-click payments for returning users
Support all flows in one integration
Leverage Stitch card to handle once-off charges, recurring collections and pre-authentication, depending on your business use case
Get standardised reporting across acquirers
Stitch manages and combines mark-off files across multiple acquirers to simplify and streamline reconciliation
Fraud + chargeback management
Easily detect and prevent fraud with Stitch Shield, our AI-driven fraud engine. Manage chargebacks automatically over API
Optimise your card solution
Tokenise card details for a seamless, one-click returning checkout, and automatically update card details. Own your own network tokens so you stay in control and avoid PSP lock-in
Balance security with an optimised payment journey. Adjust the need for 3Ds authentication based on risk levels, with fraud scoring rules on every transaction
Choose to leverage our optimised hosted pages, integrate secure fields or leverage our API directly to maintain your UI and build trust
Stitch supports any card processing use case - from once-off + recurring payments, to tokenization and pre-authorisation
Flexible integration options
Hosted elements
Leverage our fully customisable, Stitch-hosted pages with embedded form fields for a unified user experience. Stitch will manage PCI DSS compliance

Secure fields
Customise and style embedded form fields for a unified user experience. Build your own pages with no redirects and fully customisable Stitch elements to enhance security

API
Ensure seamless UX with a fully customisable CSS and complete control over the payment flow. Access 3D Secure support by handling 3DS redirect URLs

How it works
Customers can pay with credit or debit card by entering their card details and authenticating via 3DS or biometrics. Returning customers can choose to remember their details for faster, one-click payments.




ISO 27001 + PCI DSS Level 1 certified
Stitch meets the highest possible global standards of data security and protection.
Our policies move through constant iteration and undergo rigorous testing in order to ensure that we proactively mitigate any potential threats to Stitch’s payment- and client data.
FAQs
You can easily accept card payments without a physical machine or a traditional merchant account with Stitch Card. Accept and reconcile card payments alongside other methods with one API integration.
The most cost-effective way to accept card payments is by partnering with a comprehensive payment service provider (PSP) like Stitch. Our direct integrations with acquiring banks and efficient online platform help businesses save on transaction fees and processing costs, and result in higher reliability and better performance.
Stitch offers simple, user-friendly card payments, which can be easily integrated alongside other online payment methods.
Yes. Stitch is PCI DSS Level 1 Certified. Our solution follows strict security measures, including encryption and fraud detection, to protect both cardholder data and transactions.
The Stitch customer success and solutions teams will work closely with your business to develop a custom card payments solution that works for your business.
Contact our sales team to share more about your business needs. They'll work side by side to develop card payments solutions that meet your specific needs. Your card payment solution can be integrated alongside other payment methods via Stitch.
Stitch is a payments infrastructure business, meaning we're deeply connected across the payments stack. Our card payment gateway offers higher reliability, greater automation and more customisation vs other options. Card payments can also be reconciled alongside other payment methods through one dashboard, with Stitch.
Yes - our client solutions team can help to configure a card payments integration and flow options that are best suited to the particular needs of your business.
Increase adoption, improve conversion and optimise finance operations
Learn how you can start building a winning payments experience with Stitch