What is Stitch?

A faster, more secure way to pay and access financial products

Stitch lets you connect your financial accounts to an app or site so you can make fast, safe payments and easily share your data.

Some businesses that use and trust Stitch

How it Works

Logging in to your accounts with Stitch is simple and secure

  • Select your bank and enter the username and password you use for online or mobile banking.
  • We’ll verify your details with the bank and retrieve your account data.
  • Confirm the account you wish to pay from and enter an OTP or authenticate it in your banking app to complete the process.
Stitch SafeLink

With Stitch, you’re always in control. We’ll never share your data or allow payments to be made from your accounts without your permission.

Better UX

Pay with Instant EFT

Make fast, secure payments via instant bank transfer, without the hassle of a manual transfer. No need to enter card details.


Link an account

Link your financial account to trusted apps or websites to make secure payments in just one click, every time you come back.

Verification Badge

Share your data​

No need to fill long forms or upload bank statements. Authorise businesses to access your financial account data securely to onboard and access services faster.

Checkout with Instant EFT

Pay with Instant EFT

Simple, fast and secure payments directly from your bank account

No need to enter card details, create additional accounts, copy + paste banking details and references, or send proof of payments and wait for funds to reflect in the recipient’s account.

Pay quickly and securely so you can access products and services faster.

Pay even faster whenever you come back

Check the box to remember your details on a site and to add it as a beneficiary so you don’t have to log in again when you come back to pay.

Check box for faster future payments

Are my details safe?​

We don’t share your username and password with anyone.

Your details are stored in a secure, encrypted vault hosted by Microsoft Azure. Stitch and the websites you buy from only hold a randomly-generated token. When you return to make a future payment, this token is used to identify you, and your details are then passed from the vault to the bank without the website having access to them.

UI displaying transaction history

Share your data

Securely authorise trusted apps and businesses to access your data

Products and services you use may need to understand your financial history to be able to better serve you. Stitch lets you can grant them access to your data by securely logging in to your financial account. No need to spend time filling long forms or manually uploading bank statements.

Here’s what customers like you have to say about Stitch