Collect, manage and send secure, reliable payments with the Stitch online payment gateway
Designed to help enterprise businesses in South Africa streamline their online payment processing.
Tailored for enterprise businesses in South Africa
The Stitch payment gateway is designed specifically for enterprise businesses in South Africa with complex payments needs. Offer fast, secure pay-ins via multiple methods; easily manage and reconcile payments across methods, providers and geographies; and send payouts in one place.
A payment gateway for the South African market
Payments localisation is key to building a loyal customer base and earning trust in-market. Consumers expect familiar currency options, local payment methods and a seamless experience.
E-commerce checkout
Accept fast, secure payments via Instant EFT. Increase conversion with a friction-free payments experience, and enable seamless refunds.
One-click wallet top-ups
Allow returning customers to link a bank account and make secure deposits in just one click. Enable seamless withdrawals to the same linked account.
Recurring collections
Accept headless, variable recurring payments from a linked and verified bank account, and get paid more easily.
Omnichannel payments
Easily and securely accept Instant EFT payments across platforms - from your website checkout, to payment gateways, to payment links, QR codes and more.
Automated disbursements
Automate payouts to vendors, suppliers, employees and more – seamlessly over API. Save on costs and reduce admin burden.
Direct deposits
Easily reconcile manual EFT payments sent from a customer’s banking app, alongside other methods.
Some of the businesses building better with Stitch
- Why Stitch?
Flexibility and customisation
The Stitch payment gateway is designed to be customised for the specific needs of enterprise businesses. We work with clients to craft custom solutions, and to continually optimise performance, increase adoption and solve more online payments needs.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance
- Multi-method provider
Local infrastructure and higher reliability
Stitch is directly integrated with South African banks and networks, which means our payment gateway is more reliable and offers better performance, with faster time to resolve issues.
- Bank Transfer
- Card
- Cash
- Payouts
- PayOS
Increase conversion and save on fees with secure payments via bank transfer
Offer your customers more choice – from one-click Instant EFT deposits for returning users, to seamless manual transfers, and recurring Debit Order and DebiCheck payments.
Access it all with a single API and reconcile it in one place. Improve drop-off rates and increase conversion, while reducing fraud and eliminating chargebacks.
Accept online card payments with peak reliability
Accept and reconcile debit and credit card payments online using Stitch Card, alongside other payment methods including Instant EFT, Direct Deposit, Cash and Debit Order, on your website or in app through a single integration.
Stitch is integrated directly with multiple acquiring banks and card networks and allows you to own your own network tokens.
Turn cash into digital payments at ATMs or point of sale
More than half of South Africans still prefer to make cash payments. Increase revenue by unlocking an expanded user base.
Receive confirmation as soon as cash payments are settled via a unique barcode presented at till or reference entered at an ATM and automatically attribute payments to a user’s account or release products or services.
Enable seamless refunds and withdrawals, and automate disbursements over API
Easily send a refund to the same account used to pay in, and enable seamless withdrawals to a linked and verified account. Send payouts across a list of account numbers (e.g. vendor payments) over API.
You can also transfer funds to Stitch to provide float, which we’ll monitor and track against payouts at no extra cost.
Process and manage manual EFT payments over API
With PayOS, you can initiate, route, reconcile and manage multiple payment types and extract data across payment methods, platforms, payment service providers and geographies – with a single integration.
And we’ll never ask you to leave existing contracts and relationships at the door. We offer dozens of pre-built PSP integrations and customisable hosted payments flows so you can configure the workflow rules that make sense for your business.
I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”
Sipho Tshabalala, Product Manager Online Platforms
It’s great to work with companies like Stitch who deeply understand the local markets we’re working with, and are able to offer advice to help us have the biggest impact.”
Jacob Cook, Engineering Lead
- Security & Privacy
Secure and customisable solutions
At Stitch, we take security seriously. We’re PCI compliant and leverage 3D secure for card payments. Our payments solutions are designed to help businesses in South Africa securely conduct transactions online.
Our solutions include a range of customisable payment options, so you can offer your customers the payment methods they prefer, while also ensuring the security of their data. With Stitch, you can also easily manage and track transactions, giving you greater control over your payment processing.
Start moving money better and scale faster
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch payment gateway performs for your business.