Localize online payments in South Africa and build a loyal customer base with Stitch
Leverage Stitch to enter South Africa with a tailored online payments solution for global enterprise businesses.
Simplify local payments
With the Stitch account, international businesses can easily accept payments across a variety of local methods, and remove the need for constant cross-border transactions. Stitch online payments solutions are designed to help enterprise businesses manage payments across markets, methods and providers, and disburse funds locally.
Localization and global compatibility
Ensure a smooth transition into the South African market by partnering with Stitch for a localized payments experience and a wide range of preferred online payments methods. Provide a familiar and frictionless checkout experience to build a loyal customer base.
E-commerce checkout
Accept fast, secure payments via Instant EFT. Increase conversion with a friction-free payments experience, and enable seamless refunds.
One-click wallet top-ups
Allow returning customers to link a bank account and make secure deposits in just one click. Enable seamless withdrawals to the same linked account.
Recurring collections
Accept headless, variable recurring payments from a linked and verified bank account, and get paid more easily.
Omnichannel payments
Easily and securely accept Instant EFT payments across platforms - from your website checkout, to payment gateways, to payment links, QR codes and more.
Automated disbursements
Automate payouts to vendors, suppliers, employees and more – seamlessly over API. Save on costs and reduce admin burden.
Direct deposits
Easily reconcile manual EFT payments sent from a customer’s banking app, alongside other methods.
Some of the businesses building better with Stitch
- Multi-method provider
Reduce drop-off rates with seamless online payments
Reduce drop-off rates with an optimised checkout experience. Offer customers the localized online payments methods they expect, with easy, secure ways to pay.
With one-click checkout, customers can seamlessly make a purchase with Instant EFT in just one click, boosting your conversion rates. Additionally, our payment solutions are designed to be fast, secure and reliable. With Stitch, you can grow your business and build customer loyalty through a seamless payment experience.
- Bank Transfer
- Card
- Cash
- Payouts
- PayOS
Increase conversion and save on fees with secure payments via bank transfer
Offer your customers more choice – from one-click Instant EFT deposits for returning users, to seamless manual transfers, and recurring Debit Order and DebiCheck payments.
Access it all with a single API and reconcile it in one place. Improve drop-off rates and increase conversion, while reducing fraud and eliminating chargebacks.
Accept online card payments with peak reliability
Accept and reconcile debit and credit card payments online using Stitch Card, alongside other payment methods including Instant EFT, Direct Deposit, Cash and Debit Order, on your website or in app through a single integration.
Stitch is integrated directly with multiple acquiring banks and card networks and allows you to own your own network tokens.
Turn cash into digital payments at ATMs or point of sale
More than half of South Africans still prefer to make cash payments. Increase revenue by unlocking an expanded user base.
Receive confirmation as soon as cash payments are settled via a unique barcode presented at till or reference entered at an ATM and automatically attribute payments to a user’s account or release products or services.
Enable seamless refunds and withdrawals, and automate disbursements over API
Easily send a refund to the same account used to pay in, and enable seamless withdrawals to a linked and verified account. Send payouts across a list of account numbers (e.g. vendor payments) over API.
You can also transfer funds to Stitch to provide float, which we’ll monitor and track against payouts at no extra cost.
Process and manage manual EFT payments over API
With PayOS, you can initiate, route, reconcile and manage multiple payment types and extract data across payment methods, platforms, payment service providers and geographies – with a single integration.
And we’ll never ask you to leave existing contracts and relationships at the door. We offer dozens of pre-built PSP integrations and customisable hosted payments flows so you can configure the workflow rules that make sense for your business.
- Why Stitch?
Think of us as an extension of your team
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance
I had a great sense of comfort when working with the Stitch team knowing they fully support our vision and our obsession with checkout experiences in our different channels.”
Sipho Tshabalala, Product Manager Online Platforms
It’s great to work with companies like Stitch who deeply understand the local markets we’re working with, and are able to offer advice to help us have the biggest impact.”
Jacob Cook, Engineering Lead
- Security & Privacy
Iron-clad data privacy and security you can rely on
Encryption, confidentiality & consent
Sensitive information is securely encrypted and stored inside Microsoft Azure Keyvault, and payments must be authorised by the owner of the account.
Compliance
Stitch is a PCI DSS Level 2 compliant payment service provider.
Start moving money better and scale faster
We work closely with client teams to provide localized payments insights and to make sure the Stitch API performs for your business.