LinkPay
Link your users’ preferred financial accounts for one-click payments
Enable a payments experience as convenient as card – without high fees or fear of fraud. Allow your customers to link their preferred financial account and make payments in one click.
One-click payments for returning users
Link and pay later
With LinkPay, users can link their account outside of a payments flow and come back later to easily make payments any time they need to.
Verify account ownership
Once a user’s account is linked, LinkPay can be combined with Financial Data to reference account details such as name or ID for verified payments.
Enable withdrawals to a linked account
Combine LinkPay with Payouts to enable one-click withdrawals back to the user’s verified bank account.
How your business can leverage Stitch LinkPay
Fintechs
Returning users for fintech wallets, investments and trading, peer-to-peer and other payments apps can make fast, secure deposits and withdraw whenever they need.
Crypto platforms
Instant, secure payments are critical for customers investing in the crypto space. Returning users can make one-click deposits and easily withdraw funds anytime.
E-commerce
For e-commerce businesses that enable logged-in checkouts, returning users can pay with one click via their saved payment method.
Marketplaces & platforms
Users can link a bank account to their ride-hailing, delivery, or marketplace profile for one-click checkouts using their bank account, and suppliers can get paid same-day.
Stitch was born from a desire to make it easier and faster to launch and scale financial products
API
Front-end integration
We provide hosted pages so you don’t have to build the UI for user-authentication from scratch. Choose from an embedded or redirect option and theme to match your brand. Mobile SDKs launching soon!
We take data security and privacy extremely seriously
Encryption
We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.
Confidentiality & Consent
Stitch never shares users’ credentials with anyone. All payments and data sharing must be authorised by users.
Start building with Stitch for free and scale your financial solutions, faster
Stitch offers a single API that takes enables businesses to link and verify user financial accounts for easy access to financial data, and seamless and secure payments and payouts.
One-click payments
Stitch is the first API in Africa to tokenise user financial accounts for one-click payments
Reduce fraud
Stitch enables verified payments to minimise fraud and eliminate chargebacks
