- InstantPay
Easily accept secure Instant EFT payments at checkout
Enable Instant EFT payments within guest checkout flows, via payment link or QR codes. Receive instant notifications for proof of payment, and access funds within 24 hours.
Lower fees, no chargebacks
Accept Instant EFT payments with significantly lower fees than card transactions and no chargebacks.
How it works
Make it easier than ever for customers to pay
- 1
Introduction and bank selection
First-time users are introduced to Stitch SafeLink and the Instant EFT method and are reassured that they’re in control and that their personal and financial data are secured. Returning users skip straight to bank selection, eliminating unnecessary friction from the process.
- 2
Log in, account selection and authentication
The user logs into their banking portal without leaving the flow and selects the account they want to pay with.
SafeLink adapts to the requirements of each bank, handling OTPs, app-push and other MFAs required to authorise the payment – even CAPTCHA.
- 3
Returning users pay even faster
Users have the option of saving a beneficiary and remembering account details, allowing them to make payments in under 10 seconds when they return.
How your business can leverage Stitch InstantPay
E-commerce
Enable fast, secure checkouts anywhere on your e-commerce site with one simple link.
- Developers
Build a delightful payments experience without the heavy lifting
API The Stitch API is built on GraphQL for faster and simpler queries, and to integrate seamlessly with your front end. See how easy it is.
Front-end integration We provide hosted pages so you don’t have to build the UI for user-authentication from scratch.
- Security & Privacy
We take data security and privacy extremely seriously
Encryption We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.
Confidentiality & Consent Stitch never shares users’ credentials with anyone. All payments and data sharing must be authorised by users.
- Why Stitch?
Start building with Stitch for free and scale your financial solutions, faster
Stitch offers a single API that takes enables businesses to link and verify user financial accounts for easy access to financial data, and seamless and secure payments and payouts.
One-click payments
Stitch is the first API in Africa to tokenise user financial accounts, enabling one-click payments