- LinkPay
Secure, one-click instant EFT payments
Allow users to link a bank account for a faster, more convenient payments experience with high conversion – without high fees or fear of fraud.
Allow your customers to link their preferred financial account and make payments in one click.
Enable a payments experience as convenient as card – without high fees or fear of fraud. Combine LinkPay with linked Payouts for a seamless and secure payments experience.
One-click payments
Stitch tokenises user accounts so they can log in once and pay with just one click every time after.
Higher conversion
Returning users can pay in under 10 seconds and have a conversion rate of over 95%.
Verify account ownership
We reference account holder details to verify payments coming from a linked account.
Seamless withdrawals and refunds
Easily enable one-click withdrawals or send refunds back to a linked and verified bank account.
How it works
Customers log in to their account once and pay in one click every time after
- 1
Customers log in to their account directly from your platform
Customers log in to their bank and confirm the account they want to link for future payments.
Stitch SafeLink adapts to the requirements of each bank, handling OTPs, app-push and other MFAs, including CAPTCHA.
- 2
The credentials are securely encrypted and tokenised
Details are stored in a secure, encrypted vault hosted on Microsoft Azure. We then supply a unique, randomly-generated token that can be used to identify the customer.
- 3
Just. One. Click.
When the customer returns to make a payment, they can do it in a single click, without the need to interact with Stitch (except in the case of reauthorisation).
Ways your business can leverage Stitch LinkPay
Fintechs
Returning users for fintech wallets, investments and trading, peer-to-peer and other payments apps can make fast, secure deposits and withdrawals whenever they need.
- Developers
Build a delightful payments experience without the heavy lifting
API The Stitch API is built on GraphQL for faster and simpler queries, and to integrate seamlessly with your front end. See how easy it is.
Front-end integration We provide hosted pages so you don’t have to build the UI for user-authentication from scratch.
- Security & Privacy
Iron-clad data privacy and security you can rely on
Encryption, confidentiality & consent Sensitive information is securely encrypted and stored inside Microsoft Azure Keyvault, and payments must be authorised by the owner of the account.
Compliance Stitch is a PCI DSS Level 1 Certified payment service provider.
- Why Stitch?
Think of us as an extension of your team
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
Precision engineering
We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users
Client-led ethos
We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support
Deep infrastructure
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance