Financial data
Access transaction and balance data, and account details directly from linked financial accounts
Access transaction and balance data, and account details directly from linked financial accounts
FEATURES
Verify and onboard customers in minutes. Track spending patterns and customer behaviour across all bank accounts.
Verify and onboard customers in minutes. Track spending patterns and customer behaviour across all bank accounts.
Lightning fast verification
Verify identities for your consumer and business customers in minutes by authenticating their details with regulation-compliant information sources, such as their financial institutions
- Match bank account numbers to ID numbers and verify account ownership, date of birth, and source of funds to validate consumers and remain compliant
- Check critical business details, such as business registration number, directorial information, business banking account information, tax information, sanctions clearance, and more, in one place
Seamless authentication & onboarding
Onboard your customers in less than a minute, and mitigate fraud risks, by accessing bank KYC and KYB information directly
- Reduce customer registration and KYB drop-off rates up to 20 – 30% by eliminating manual proof-of-address and bank statement upload requirements
- Eliminate identity theft by triggering additional checks at any time – even in the middle of a payment
All accounts in one place
Build a comprehensive view of your customers’ financial data, to inform personalised products and quickly qualify new users. Access transactions, balances, and more, across accounts
- Access data from all your customers’ checking, savings, and investment accounts in one place
- View historical and pending transactions, balances, debit order mandates, and even credit card limits to gain a holistic understanding of your customer’s finances
No manual data pulls
Remove the need for customers to upload PDFs and paystubs during onboarding. Access their spending and income information directly, and reduce human error from manual PDF and statement parsing
- Replace manual PDF checks by instantly accessing customer bank account data
- Reduce incidence of fraudulent documentation by pulling data directly from a customer’s bank account – reflecting financial health with 100% accuracy
How it works
Customers link their bank accounts once and can be verified in minutes
Customers link their bank accounts once and can be verified in minutes
The user is introduced to Stitch, keeping the relationship between them, you and Stitch clear and transparent.
They are reassured that they’re in control and that their personal and financial data are secured.
The user selects an institution and logs in with their security credentials.
In keeping with our principle of progressive disclosure, we take this opportunity to reassure the user that their credentials are securely encrypted and that they will never be made accessible to anyone.
Your access to customer data for onboarding and KYC includes;
- name (including family names and nicknames)
- verified bank account numbers
- date of birth
- gender
- address
- phone number
- identity document type & number
Your access to customer data for onboarding and KYC includes;
- business name
- business status
- directors & their key information
- date of birth
- family name
- ID number
- registration country and number
- registration date
Security & Privacy
We believe users should own their data, and take securing it seriously
We believe users should own their data, and we take securing it seriously
Encryption & Testing
Confidentiality & Consent
Other Products
More ways Stitch can help you accept payments and access data
Other ways Stitch can help you accept payments and access data
Verification & Analytics
Answer critical questions about bank account ownership, account status, and customer income and affordability
Get Started
Get instant access to users’ financial data
Get instant access to users’ financial data
Retrieve data in real time, across all user financial accounts.
Start building with Stitch for free.
