Allow users to link a bank account for a faster, more convenient payments experience with high conversion – without high fees or fear of fraud.
Enable a payments experience as convenient as card – without high fees or fear of fraud. Combine LinkPay with linked Payouts for a seamless and secure payments experience.
Stitch tokenises user accounts so they can log in once and pay with just one click every time after.
Returning users can pay in under 10 seconds and have a conversion rate of over 95%.
We reference account holder details to verify payments coming from a linked account.
Easily enable one-click withdrawals or send refunds back to a linked and verified bank account.
Customers log in to their bank and confirm the account they want to link for future payments.
Stitch SafeLink adapts to the requirements of each bank, handling OTPs, app-push and other MFAs, including CAPTCHA.
Details are stored in a secure, encrypted vault hosted on Microsoft Azure. We then supply a unique, randomly-generated token that can be used to identify the customer.
When the customer returns to make a payment, they can do it in a single click, without the need to interact with Stitch (except in the case of reauthorisation).
Returning users for fintech wallets, investments and trading, peer-to-peer and other payments apps can make fast, secure deposits and withdrawals whenever they need.
API The Stitch API is built on GraphQL for faster and simpler queries, and to integrate seamlessly with your front end. See how easy it is.
Front-end integration We provide hosted pages so you don’t have to build the UI for user-authentication from scratch.
Encryption, confidentiality & consent Sensitive information is securely encrypted and stored inside Microsoft Azure Keyvault, and payments must be authorised by the owner of the account.
Compliance Stitch is a PCI DSS Level 1 Certified payment service provider.
We work closely with client teams – from technical support, to custom-crafted solutions, to UI/UX and marketing advisory, and ongoing customer success – to make sure the Stitch API performs for your business.
We have a relentless obsession with solving new, complex problems. We build with painstaking attention to detail, to continually improve on conversion, experience and reliability for our clients and their users
We offer deep support, working closely with client teams to co-develop bespoke and customised solutions that meet their unique needs – from product architecture to design and marketing support
We leverage deep connections across the entire payments stack to provide seamless access to financial systems, resulting in higher reliability and better performance