Direct Deposit

Enable customers to initiate a payment via manual transfer, over API

Give customers more choice in how they wish to pay. Accept direct deposits via API and easily reconcile payments alongside other methods. Access funds sooner with instant settlement.


Easily reconcile manual deposits

No need to integrate with banks directly – reconcile transfers initiated by customers outside of your platform.

Better UX

Instant settlement

Funds settle faster – no need to wait several business days.

Available 24/7

Process payments at any time – even on weekends.

How your business can leverage Stitch Direct Deposit

Stitch was born from a desire to make it easier and faster to launch and scale financial products


Get exactly what you want, when you need it. The Stitch API is built on GraphQL for faster and simpler queries, and to integrate seamlessly with your front end. See how easy it is.

Front-end integration

We provide hosted pages so you don’t have to build the UI for user-authentication from scratch. Choose from an embedded or redirect option and theme to match your brand. Mobile SDKs launching soon!

Security and Privacy

We take data security and privacy extremely seriously


We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.

Confidentiality & Consent

Stitch never shares users’ credentials with anyone. All payments and data sharing must be authorised by users.

Start building with Stitch for free and scale your financial solutions, faster

Stitch offers a single API that takes enables businesses to link and verify user financial accounts for easy access to financial data, and seamless and secure payments and payouts.

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