Direct Deposit
Enable customers to initiate a payment via manual transfer, over API
Give customers more choice in how they wish to pay. Accept direct deposits via API and easily reconcile payments alongside other methods. Access funds sooner with instant settlement.
Easily reconcile manual deposits
No need to integrate with banks directly – reconcile transfers initiated by customers outside of your platform.
Instant settlement
Funds settle faster – no need to wait several business days.
Available 24/7
Process payments at any time – even on weekends.
How your business can leverage Stitch Direct Deposit
Investment solutions
Automatically trigger account crediting or investment when a customer’s funds clear via manual EFT
Stitch was born from a desire to make it easier and faster to launch and scale financial products
API
Front-end integration
We provide hosted pages so you don’t have to build the UI for user-authentication from scratch. Choose from an embedded or redirect option and theme to match your brand. Mobile SDKs launching soon!
We take data security and privacy extremely seriously
Encryption
We securely encrypt all data shared by users. Sensitive information is stored using RSA-OAEP 2048 and stored inside Microsoft Azure Keyvault.
Confidentiality & Consent
Stitch never shares users’ credentials with anyone. All payments and data sharing must be authorised by users.
Start building with Stitch for free and scale your financial solutions, faster
Stitch offers a single API that takes enables businesses to link and verify user financial accounts for easy access to financial data, and seamless and secure payments and payouts.
One-click payments
Stitch is the first API in Africa to tokenise user financial accounts for one-click payments
Reduce fraud
Stitch enables verified payments to minimise fraud and eliminate chargebacks
