Fraud protection at the speed of checkout
Our embedded fraud solution automatically detects and prevents fraudulent transactions—online and in-person—in real time. It’s built into all Stitch payment methods and works alongside existing fraud tools. Premium features are also available for clients that require more direct control and customisation.
Why an embedded fraud solution?
Fraud targets all payment methods. Our data-trained, embedded fraud solution applies real-time checks across all the ways your customers pay. This results in a universal capability to enforce rules everywhere, all the time, leaving merchants with no blind spots and no need for a patchwork of tools.
Reduce fraud and disputes
Stitch blocks fraudulent transactions in real time, preventing them resulting in losses and costly chargebacks
Customise rules to your business
Use custom lists, composite rules, and your own transaction metadata to design custom rule set that matches your industry, risk appetite and unique context.
Sync with your existing systems
Our solution is built into all Stitch payments and can work alongside existing fraud tools, adding an extra layer of protection at checkout
Save time on fraud operations
We manage disputes with banks and other providers directly on behalf of clients whenever potential fraud arises
Monitor fraud to stay ahead
Track fraud trends with clear reporting and insights, so you can continuously refine your strategy and stay ahead of new threats
How it works
Each transaction is checked throughout the payment lifecycle, with signals gathered at each stage and combined with transaction history to assess risk and take action -- in real time.
Recognise returning users and spot suspicious transactions across all payment methods.
Partner with Stitch fraud experts to shape risk controls that fit your business and risk appetite, without hurting customer experience.
Fine-tune when to block, allow or log activity so you can detect and shut the door on bad actors without compromising checkout conversion.
Proof points
Merchants that rely on Stitch to detect + prevent fraud have achieved:
Lower fraud rates
Fraud reduction of over 90% (from 5.5% to <0.5%)
Millions in losses prevented
$50M+ in fraud losses prevented
Fast results
Acceptable thresholds reached in as little as 1 month
No blindspots. More successful payments.
Connect with an expert to get the Stitch embedded fraud solution on your team